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Riverside Fire Department firefighter Stephen Fisher sprays water on a wildfire burning in the Santa Ana River bottom near Anza Narrows Park in Riverside on Feb. 6, 2020. The Riverside City Council on Tuesday, Dec. 1, 2020, rejected a plan to relocate homeless living in the riverbed in an effort to prevent fires. (File photo by Watchara Phomicinda, The Press-Enterprise/SCNG)
Riverside Fire Department firefighter Stephen Fisher sprays water on a wildfire burning in the Santa Ana River bottom near Anza Narrows Park in Riverside on Feb. 6, 2020. The Riverside City Council on Tuesday, Dec. 1, 2020, rejected a plan to relocate homeless living in the riverbed in an effort to prevent fires. (File photo by Watchara Phomicinda, The Press-Enterprise/SCNG)
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Affordable home insurance is a problem only expected to worsen because insurers and lawmakers underestimated climate change, a new report says.

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